JCC Buxton Center, Mombasa
JCC Buxton Center, Mombasa
OUR FINANCIAL SOLUTIONS
Whether you are growing a business, investing in a productive asset, supporting your family or strengthening your livelihood, Jubilant offers practical financial and non-financial solutions designed around your needs.
Explore our solutions and enquire with our team to identify the option that best fits your circumstances.
FIND THE RIGHT SOLUTION
Start with the goal you want to achieve. Explore our main solution categories or speak with our team for guidance.
BUSINESS & ASSET FINANCE
Access practical financing for stock, working capital, business expansion and productive assets. Jubilant’s business solutions are designed around how micro and small enterprises operate and generate income.
Available solutions include Nguzo, Mlezi, Fahari, Biashara+ and Riziki, with options serving both established businesses and entrepreneurs working toward their next stage of growth.
Support for stock purchases, operating needs and everyday business growth.
Financing for eligible business assets, including stock, equipment and income-generating transport.
Short-term, supplier-direct stock financing designed for eligible kiosk and retail-shop owners.
INDIVIDUAL & GROUP FINANCE
Access practical financing for personal needs, household priorities and income-generating activities. Jubilant’s individual and group solutions are designed to help customers manage important expenses while building greater financial stability.
Available solutions include individual financing for eligible customers and group-based financing for members who save, borrow and grow together.
Flexible support for eligible personal, household and income-generating needs.
Financing designed for organised groups that work together to save, borrow and pursue shared goals.
Clear, practical financing that supports progress without losing sight of affordability and repayment capacity.
PURPOSE-DRIVEN FINANCE
Some financial needs require more than a general-purpose loan. Jubilant offers specialized solutions that help customers invest in agriculture, education and cleaner household energy.
These solutions are designed around practical outcomes, from strengthening a farming enterprise and keeping a learner in school to accessing affordable solar lighting and clean-cooking technology.
Financing designed to support eligible smallholder farmers and agriculture-based enterprises.
Support for eligible school-fee and education-related needs for customers and their families.
Access to eligible solar-lighting and clean-cooking solutions through manageable financing arrangements.
SAVINGS & INVESTMENTS
Jubilant provides structured savings and investment options designed to help eligible customers plan ahead, develop financial discipline and work toward longer-term personal or business goals.
Available options may include savings arrangements, Jubilant Structured Investments and approved crowdfunding opportunities, subject to availability, applicable terms and regulatory requirements.
Structured approaches that help eligible customers set money aside consistently toward defined goals.
Investment arrangements designed for eligible participants seeking planned financial growth over an agreed period.
Approved opportunities that may allow qualifying participants to contribute toward Jubilant initiatives under applicable requirements.
TRADE FINANCE
Jubilant facilitates access to specialized trade-finance instruments in partnership with ATFCC KE Ltd, helping eligible businesses manage payment, performance and counterparty risks in qualifying transactions.
Solutions are subject to eligibility, transaction assessment, partner requirements and approval by the relevant issuing institution.
Letters of Credit, Standby Letters of Credit and Bank Guarantees supporting qualifying trade, project and contractual obligations.
Performance Guarantees and Advance Payment Guarantees designed to provide greater assurance between eligible contracting parties.
Proof of Funds, Blocked Funds, Bank Comfort Letters and Ready, Willing and Able declarations for qualifying transactions.
THE JUBILANT DIFFERENCE
Jubilant Microfinance Plus goes beyond traditional lending by combining financial solutions with business development support, insurance, welfare programmes and technology-enabled service delivery.
This integrated approach is designed to help clients access what they need, make informed financial decisions and build stronger, more sustainable livelihoods.
Business, agriculture, education, green-energy and other purpose-driven financing solutions.
Structured options supporting disciplined saving and longer-term financial goals.
Financial literacy, business training, advisory support and practical tools for growth.
Eligible protection and welfare programmes designed to strengthen financial resilience.
Digital channels and integrated systems supporting convenient, accountable service delivery.
Find answers to common questions about choosing, applying for and accessing Jubilant’s financial solutions.
Start by identifying what you want to achieve, such as purchasing stock, acquiring a productive asset, meeting an education need or strengthening your livelihood. Submit an enquiry, and Jubilant’s team will assess your needs and guide you toward an appropriate available solution.
Eligibility depends on the selected product, the applicant’s circumstances, Jubilant’s operational areas and the applicable assessment requirements. Some solutions are designed for individuals, while others serve businesses, groups or specialized customer categories.
Requirements vary by product. Applicants may be asked to provide valid identification, contact information, proof of income or business activity, transaction records, collateral documentation or group information. Jubilant will confirm the exact requirements during the application process.
Not always. Jubilant offers both individual and group-based solutions. Group membership may be required for specific products, while other solutions are assessed on an individual or business basis.
Amounts and repayment terms are determined through an assessment of the selected product, the applicant’s needs, repayment capacity, supporting documentation and applicable lending requirements. Current terms will be explained before an applicant accepts an offer.
Processing time varies according to the product, completeness of the submitted information and the assessments required. Providing accurate documentation promptly can help prevent unnecessary delays.
No. Every application is subject to eligibility checks, assessment and approval. Jubilant may approve, adjust or decline an application based on the relevant product requirements and responsible-lending considerations.
Select Apply / Enquire, complete the online form and provide accurate information about your needs. A member of Jubilant’s team will review your enquiry and contact you about the appropriate next steps.
