JCC Buxton Center, Mombasa
JCC Buxton Center, Mombasa
JUBILANT MICROFINANCE PLUS
Jubilant Microfinance Plus combines responsible financial solutions with business support, financial literacy, insurance, welfare programmes and technology, helping clients build stronger businesses and more sustainable livelihoods.
It is a solution-based approach designed around what people need to make meaningful and lasting economic progress.
JUBILANT MICROFINANCE PLUS
Financing can help unlock an opportunity, but sustainable progress also depends on knowledge, resilience, appropriate support and the ability to use resources effectively. Microfinance Plus brings these elements together so that financial solutions are supported by practical tools that help clients move forward with greater confidence.
HOW THE MODEL WORKS
Microfinance Plus starts with the client’s goal, identifies an appropriate financial solution and connects it with the practical support needed to help create a stronger outcome.
The combination will differ according to the client, product, eligibility and available support services.
Jubilant begins by understanding what the client wants to achieve, the need being addressed and the circumstances surrounding it.
Where applicable, the financial solution is supported by financial literacy, business training, advisory services, insurance or welfare programmes.
The team considers the available financing, savings or investment options and identifies a suitable pathway, subject to eligibility and assessment.
Relationship-based support and technology-enabled systems help make service delivery more convenient, transparent and responsive.
THE MICROFINANCE PLUS MODEL
Microfinance Plus brings financial and non-financial support into one coordinated model. The services available to each client will depend on their needs, eligibility and the programmes currently offered.
Financing designed around defined personal, business and livelihood needs rather than a one-size-fits-all approach. Solutions may include business, agriculture, education, green-energy, asset and other specialized financing.
Structured options intended to help eligible clients develop financial discipline and work toward personal or business goals. Availability, terms and participation requirements vary by programme and applicable regulatory requirements.
Practical support designed to help clients understand their finances, manage resources and strengthen their enterprises. Support may include financial literacy, business training, advisory services and welfare programmes.
Eligible protection and welfare solutions intended to help clients prepare for events that could disrupt their financial progress. Specific insurance and welfare options remain subject to programme availability and applicable terms.
Technology-enabled systems support efficient service delivery, record management and convenient financial transactions. Jubilant’s model incorporates digital channels, M-Pesa and loan-management systems where applicable.
FEATURED SOLUTIONS
Microfinance Plus includes solutions designed around the realities of small businesses and livelihood-based enterprises. Riziki and Jawabu focus on immediate, productive needs that help eligible clients keep earning and moving forward.
Under the supplier-direct model, approved stock is delivered through participating suppliers, helping ensure that financing is used for its intended business purpose.
The solution may support qualifying servicing, maintenance, spare-parts or other approved operational needs, subject to assessment and current product terms.
SUPPORT BEYOND FINANCE
Microfinance Plus recognises that access to finance is most effective when clients also understand the solution, their responsibilities and how to use available resources purposefully.
Depending on the client, product and available programme, Jubilant’s support journey may include the following stages.
The journey begins by exploring what the client wants to achieve, the financial need involved and the circumstances surrounding it.
Financial literacy and product education help clients understand applicable terms, repayment responsibilities, budgeting and responsible use of finance.
Eligible entrepreneurs may receive practical training or advisory support covering areas such as planning, record-keeping, stock management and business decision-making.
Where available and appropriate, clients may also access insurance, welfare programmes and relationship-based support designed to strengthen financial resilience.
WHO WE SERVE
Microfinance Plus is designed to support individuals, entrepreneurs and communities whose financial needs are closely connected to their livelihoods, businesses and long-term wellbeing.
Access remains subject to the requirements of the relevant product, Jubilant’s operational areas and the applicable assessment process.
GETTING STARTED
You do not need to identify the perfect product before contacting Jubilant. Tell us what you want to achieve, and our team will help you explore an appropriate available solution.
Complete the enquiry form with accurate information about your personal, business or livelihood goal.
A Jubilant representative will review your enquiry, discuss your circumstances and explain the solutions that may be relevant.
If you choose to proceed, Jubilant will confirm the applicable eligibility, documentation, assessment and approval requirements.
FREQUENTLY ASKED QUESTIONS
Learn more about the Microfinance Plus model, how its different components work together and how to begin an enquiry.
Jubilant Microfinance Plus is an integrated service model that combines financial solutions with practical non-financial support. Depending on the client and programme, this may include financing, savings or investment options, financial literacy, business support, insurance, welfare programmes and technology-enabled services.
No. Microfinance Plus is the wider model through which Jubilant brings together financial and non-financial solutions. Individual products such as Riziki or Jawabu may operate within this model.
Not necessarily. The combination of services depends on the client’s needs, the selected product, eligibility, programme availability and the results of the applicable assessment.
Jubilant’s solutions may address business stock, working capital, productive assets, agriculture, education, green energy and other eligible personal or livelihood needs. Current availability should be confirmed with Jubilant’s team.
The model serves eligible individuals, entrepreneurs, organised groups and livelihood-based enterprises. Requirements vary by product and may include identification, business or income information, location, group membership or supporting documentation.
Training or product education may form part of the process for certain solutions. Jubilant will explain any applicable financial-literacy, group-training or onboarding requirements before an applicant proceeds.
Riziki supports eligible kiosk and retail businesses with stock-financing needs. Jawabu is intended for eligible Boda Boda riders with approved operational needs. Both reflect the Microfinance Plus focus on financing tied to practical livelihood outcomes.
Complete the Apply / Enquire form and tell Jubilant what you want to achieve. A member of the team will review your information, discuss relevant available solutions and explain the next requirements.
